Why is it necessary for PATH International centers to have liability insurance?

Liability insurance is crucial for PATH International centers as it provides financial protection against claims or injuries that may arise during operations. This coverage ensures that the center can manage potential legal costs and compensation claims related to accidents or incidents involving participants, staff, volunteers, or visitors. Given that these centers often involve interactions with horses, which carry inherent risks, having liability insurance is essential to mitigate financial burdens and safeguard the organization’s assets. This not only protects the center but also supports the overall mission of providing safe therapeutic riding programs.

The other options do not address the primary purpose of liability insurance. Covering event planning costs, promoting horse breeding programs, or maintaining facility upkeep are not directly related to the protective function that liability insurance serves in the context of managing risk and ensuring safety.